Who this service is for
For borrowers with genuine financial difficulty and total unsecured dues of ₹2 lakh or more. A review does not guarantee acceptance by the lender.
How the support works
- Review each loan statement, current income and essential expenses.
- Compare continued repayment, hardship arrangements and restructuring before settlement.
- Prepare a realistic proposal supported by hardship records and available funds.
- Verify the lender’s written offer, payment deadline and official payment channel.
- Keep receipts and obtain the lender’s final account-status documentation.
Documents to keep ready
- Latest loan statements and loan account references
- Income and recent bank statements
- Hardship evidence and a complete liability list
- Copies of recovery communications and notices
Use secure channels when sharing account documents. Never share an OTP, PIN or banking password.
Costs, limitations and important trade-offs
Settlement can result in a settled credit-report status, affecting future borrowing. Interest, charges and lawful recovery do not automatically stop during discussions. Service fees are separate from payments owed to lenders; obtain the scope and fee terms before enrolling.
Before you enquire
Is a particular outcome guaranteed?
No. Any lender decision or legal outcome depends on the facts, documents and applicable process.
What happens after I submit the form?
Our team will contact you within 24–48 hours to understand your situation and explain the next assessment steps.