DEBT RESOLUTION SERVICES

Specialist support for every stage of debt pressure.

Financial planning, documented lender communication and legal coordination—assembled around the facts of your case.

01

Personal Loan Settlement

A structured assessment for eligible unsecured personal-loan accounts when genuine hardship has made the existing repayment schedule unrealistic.

  • Liability and affordability review
  • Hardship-document checklist
  • Lender communication strategy
  • Written-offer and documentation support
02

Credit Card Settlement

Account-wise planning for high-pressure credit-card dues, with clear explanation of lender discretion and possible credit-report impact.

  • Card-wise outstanding review
  • Settlement-fund planning
  • Offer verification before payment
  • Final-letter and receipt checklist
03

Home Loan Consultation & Assistance

A personalised review for repayment stress on property-backed loans. Because the home is collateral, loan status, notices, affordability and lender options must be assessed before discussing any resolution route.

  • Loan and security-document review
  • Arrears and notice assessment
  • Repayment, restructuring and closure comparison
  • Personalised lender-communication plan
04

Car Loan Consultation & Assistance

Case-specific assistance for vehicle-backed loans where overdue EMIs can create collateral and recovery risks. We help organise the facts and compare feasible lender-approved options.

  • Outstanding and EMI review
  • Vehicle-loan document checklist
  • Notice and recovery communication support
  • Resolution-option comparison
05

Anti-Harassment Support

Evidence-led support for recovery calls, messages or visits that may cross applicable conduct standards—without obstructing lawful recovery activity.

  • Call and visit documentation
  • Single-channel communication requests
  • Lender grievance escalation
  • RBI-aligned conduct guidance
06

Legal Support

Professional assistance for notices, arbitration, conciliation and complaint correspondence connected with eligible debt-resolution matters.

  • Notice review and response
  • Arbitration and conciliation support
  • Complaint drafting
  • Case-document coordination
07

Restructuring & Closure Guidance

A comparison of available routes where continued repayment, restructuring, foreclosure or another lender-approved closure may be more suitable than settlement.

  • Option comparison
  • Repayment-capacity assessment
  • Lender-policy review
  • Decision trade-off explanation
08

Settlement Documentation

Support through the paperwork stage so the agreed amount, deadline, payment channel and final lender documents are understood and retained.

  • Written-term verification
  • Payment-proof records
  • Settlement-letter follow-up
  • Credit-report update guidance
IMPORTANT TO UNDERSTAND

Unsecured estimates and collateral-backed cases require different assessments.

Settlement is a negotiated outcome—not a guaranteed discount. Home and car loans involve collateral, so they require personalised review instead of an automated settlement assumption. Lender approval, timing and final terms vary by account.